I architect systems.
I build AI products.
I ship both.
17+ years leading BSS/OSS and digital banking programs across telecom and finance — plus hands-on AI development. Not a slide deck. Working software.
From core systems to AI products
A technologist who has spent equal time on the architecture whiteboard and in production incident calls — which is why the systems I design tend to survive contact with reality.
I’ve spent 17+ years inside the BSS/OSS and digital banking stacks that keep telecom operators and banks running — Head of BSS at Telenor Pakistan, leading a 40+ person technology organization through cloud migration, SAP transformation and process re-engineering; and, more recently, Solution Architect & Delivery Lead for Salam Mobile’s Mobile and Fixed Line digital transformation in Saudi Arabia.
In parallel, I’ve spent over two years embedded in fintech through the BoF Group — BoF Tech, BoF Bank, BoF Pay and BoF Investments — architecting cloud-native, API-led banking platforms aligned to PCI DSS, OAuth2 and real-time payment standards.
Most recently, I’ve moved from specifying AI systems to building them: leading development of SCALIT.AI for a client, and building AIHMS from the ground up as founder.
Where I add the most value
Four areas I’m typically brought in for — usually some combination of two or three on a single engagement.
Enterprise Architecture & Design Authority
Business, application, data and technology architecture for complex environments. Governance grounded in TOGAF and TM Forum (eTOM, SID, ODA).
Digital & Fintech Transformation
End-to-end roadmaps for core banking, BSS/OSS and channel modernization — CRM, billing, payments and wallets, with zero-disruption migration as the standard.
AI Solution Development
Hands-on design and development of AI-powered products, from architecture through shipped functionality — not just a roadmap slide.
Delivery & Program Leadership
Ownership of multi-vendor, multi-team programs from roadmap to production — resourcing, risk, vendor accountability and sustained SLA performance.
One accountable owner, not a relay race
Most enterprise programs lose time in the handoffs. Here’s the difference in how an engagement runs.
- Architecture, delivery and vendor management sit with different people
- Context is lost at every handoff between design and build
- Governance is a document, checked in after the fact
- One accountable owner across architecture, delivery and vendors
- Design decisions carry through to what actually gets built
- Governance embedded from day one — TOGAF and TM Forum-aligned
A four-stage approach
The shape adapts to the brief, but the sequence holds.
Discover
Map the current architecture, stakeholders and constraints.
Architect
Define target architecture, governance and a realistic roadmap.
Deliver
Own execution — vendor coordination, risk and milestone delivery.
Scale & hand over
Document, train and transition to internal ownership.
Results from recent programs
Figures from delivered engagements at Telenor Pakistan and Systems Arabia.
Career trajectory
Seventeen years, four organizations, one throughline: taking systems from fragile to dependable.
Building, not just advising
Where I go from specifying AI systems to shipping them.
SCALIT.AI
Lead Developer & AI Solution Architect. Designed and built an AI-powered platform from the ground up for a client, owning technical architecture through end-to-end development.
AIHMS
Founder & Developer. Currently building an AI-driven platform end to end — product concept, technical architecture and development.
Dcens.co
AI/Technology Collaborator, contributing to AI-driven technology initiatives alongside core enterprise work.
Domains I know from the inside
Not adjacent knowledge — years of hands-on delivery in each.
Telecom & BSS/OSS
CRM, billing, order management and provisioning across mobile and fixed-line networks.
Digital Banking & Fintech
Core banking modernization, payments, digital wallets and regulatory-compliant architecture.
AI & Automation
AI product development, from architecture through to shipped, working software.
Certifications & education
- TOGAF 10 Enterprise Architecture Practitioner 2024
- SAFe 4 Agile Practitioner 2019
- Microsoft Certified Technology Specialist — .NET 4 2011
- Microsoft Certified Trainer
- GIAP Principal Solution Architect Pursuing
- BS Computer Science, Muhammad Ali Jinnah University 2009
- English Fluent
- Urdu Native
- Punjabi Native
- Arabic Basic